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Is Staying Fully Invested in the Market the Right Move?

Monday 3rd of December 2018

[…] invest). For a while I invested in Peer Street and made a few other modest investments. I tried to get out of investing in individual stocks, but I had to invest more in Altria when the world was coming to an end and the dividend yield […]


Sunday 16th of September 2018


I like reading this guy, and I thought that his counter advice to your article and comments is interesting. You're certainly not as rich as those people but still... It's good to read both sides of reasoning and try to make your own decision:


Friday 14th of September 2018

I buy Vanguard Total World Equity Index (VT) in our IRA's and taxable. I allocate world market cap in the 401k with a BlackRock S&P 500 index and a BlackRock international index. This is simple and I get on with my life.


Friday 14th of September 2018

Keith, I'm trying to transition from stocks to Index Funds and ETFs. I have some great winners in the pot (Amazon, Berkshire, Costco), and some horrible losers (Chipotle, 3D Printing, The Container Store). All considered, I'm still slightly ahead of the game, meaning ahead of an Index Fund, but not ahead enough to invest an hour a day on this for the rest of my life.

I would assume that your mad money account contains winners and losers as well. When you start eliminating, are you willing to sell at a loss or do you hold on for a long time, in case the individual stocks get their day in the sun and sell then?


Wednesday 19th of September 2018

I’m presuming if the selling was over more than one year, the sequencing of those sales would start with the losers and the tax loss carried over to shield CGT on winners?

Keith Taxguy

Saturday 15th of September 2018

If I make a mistake I sell, Bernard. Hope is a poor investing tool. Sometimes the story changes and I sell. Selling an investment isn't a crime. What you paid for the investment has zero correlation with its current value.

Chris Laska

Friday 14th of September 2018

I've always been interested in buying farm land (for hunting and income purposes). Now with the current administrations tariff system impacting many farmers I believe we will shortly see some farms that cannot afford to keep going and will need to sell. A terrible deal for farmers but maybe some potential for me. I struggle with coming up with the right mix of income vs recreation value would be interested to know if you hold your farmland as purely a buy and hold investment, simply recreation or if you are generating income from the property (renting acreage, logging, etc).