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Tuesday 11th of June 2019


Thanks for this post. I've recently converted my business from a sole proprietorship to an S-Corp. I've been looking for a place to hold my business cash and like the ideas you've laid out here. My question is do you have separate business and personal accounts at Vanguard? Does Vanguard allow business accounts?

Keith Taxguy

Tuesday 11th of June 2019

Separate accounts. You'll have to ask Vanguard what they allow for business accounts. They should have no problem with business accountants, at least I had no problem.

Katie Camel

Tuesday 14th of May 2019

I've been a long-time user of Capital One 360/ING Direct as my overall bank and holder for my emergency fund, but lately I've been looking around at higher earning options. Call me lazy, but I like the convenience of Capital One's option for various savings account within one account, so I can divide my savings into different envelopes, so to speak. But I'm also a long-time Vanguard holder and had their MM at one point. Part of me is considering it again for my EF. Mostly, though, I wish I could get those thousands of dollars to earn more than 1-2% interest. In the meantime, I've been doing bank account churning to get the bonuses.


Sunday 12th of May 2019

this is off topic! Can one open a roth after retirement with 401k funds?


Tuesday 14th of May 2019

Only up to the amount of earned income you (or your spouse?) has.


Thursday 9th of May 2019

I keep mine in American express HIGH YIELD SAVINGS ACCOUNT which (as of now) gives 2.1% and is FDIC insured.

Does the value of VMMXX tank if the stock market crashes?


Monday 6th of May 2019

Hello! What's the best way to see what the current yields are for each investment vehicle. I registered an account and it's not the most user friendly website. Any help is most appreciated.