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Christmas Every Day of the Year

Find some place comfortable to read this post.

Sit back, relax. Close your eyes. Empty your mind of all thoughts and worries. 

Now I want you to go to a special place, a place in your memories. The memory is of a good time, a happy time, a time you want to last forever. 

The memory might involve a family gathering or a time of recognition. For many, the memory is connected to a holiday or social event. For many in the Western world it will be a time from childhood and Christmas time.

Hold that memory. We will return to it shortly.

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Are You Mentally Ready for Retirement?

The early retirement community is alive and well in one of the greatest economic booms of our age. The government is working hard to create more jobs while the people want meaningful work and more time with family, friends and for pursuing other personal interests. Except for the most hardened, retirement is a goal that will be reached eventually whether you are ready or not.

The early retirement community has a lot to teach to those racing toward the finish line. There are serious risks involved, however. Without serious planning and thought, retirement can be hell on earth. Sitting around all day without meaning or purpose saps all joy and pleasure. Retirement is meant as a tool to explore wonderful new worlds filled with beauty and awe. Dream travel and the business you always wanted to start are now possible. You’ll have time to write that book; start that podcast; climb that mountain. Or, it could be anxiety, loneliness and fear.

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The Best Speech Ever Given

When you think of the most powerful, motivating speeches ever given, Abraham Lincoln’s Gettysburg Address comes to mind. In less than three hundred words* Lincoln encompassed the issues facing the nation. As great as the speech was, it was backward looking (Four score and seven years ago) with hope to the future. Lincoln was able to clearly articulate his message in a few minutes. He struggled up to the moment of addressing the crowd as Gettysburg. It was the planning and preparation that lent to the quality of the message.

Closer to home we might consider the commencement address Steve Jobs gave at Stanford in 2005. At fifteen minutes, Jobs communicated a narrower message with significant reinforcement of his theme. Once again, serious planning took place prior to the presentation. Jobs was legendary in his drive toward excellence. He could speak before a crowd extemporaneously, but preferred formal presentations he could and did practice again and again until everything was choreographed to perfection. Errors were ironed out. He practiced so much that when he was live he could continue without missing a beat if technology failed while he was on stage. A Steve Jobs presentation

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Dealing with Resentment

It happens to everyone eventually. Long hours at the office or illness or other stress leads to fatigue. Then you get behind the wheel. Distracted by your own issues, another driver cuts in front of you and you react in the nick of time. Your heart races as you speak in a foreign language consisting entirely of four-letter words.

The other driver waves a quick apology and keeps going. Angered by the mishap, you tell your co-workers about the idiot on the highway. The rest of your day is ruined. At home you tell the wife, kids and cat (if she’ll listen to your ranting and raving) about your early morning near catastrophe.

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Travel the World from Your Doorstep

Traveling is a real pain in the tail. Even people who love traveling don’t like the moving part. Planes, trains and automobiles are a necessary part of traveling. Without transportation you can’t get from here to there.

People claiming to enjoy travel really are saying they like to experience other places and new people. Not me. I hate the moving part and I’m always a bit uncomfortable in strange surroundings. Believe it or not, people make me nervous!

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Steal My Stuff, Please, Part 2

Previously our discussion started with a review of Ryan Holiday’s book Perennial Seller. We covered most of the book and I provided enough information for you decide if purchasing the book was worth your hard earned money.

We skipped lightly over the marketing section of the book for a reason. I wanted to share an observation from the book I’ve been making to my clients for years and to encourage you to steal my work. You read that right. Before this post is over I’ll have you feeling good about plagiarizing me into infinity and beyond.

In Perennial Seller Holiday covers marketing well. One area stuck out for me however. Holiday states almost everyone overestimates the value of traditional PR. Not only is it expensive, it doesn’t work. I agree.

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The Gift of Karma and the Art of Pay It Forward

I settled back with a good book on a quiet New Year’s Eve back in the early days of my accounting practice. Mrs. Accountant goes to bed early and was already tucked in. We rarely party or go out on New Year’s Eve. To us it is just another day.

My tax office back then was the remodeled basement so I was always close to work. Since the accounting part of my business was many years into the future, there wasn’t much to do around the holidays except enjoy some great reading. A few preparations for the upcoming tax season were as far as they could go.

Cable did not enter our house back then and network television did not interest me. The World Wide Web was just coming into existence and wasn’t a household phrase yet. Internet service was America Online accessed by dial-up. There were fewer distractions to drag a guy away from a good book in those days.

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Black Pride Meets White Privilege

There is something wrong with this community. I couldn’t put my finger on it at first. My experiences and worldview didn’t allow me to see the problem. Then it hit me. The personal finance conferences I attend and even the readers of this blog are predominantly white. I felt the issue was so huge I had to write about encouraging minorities, especially the black community, to join our group. Fearful I might come across as a dick, I delayed and delayed. I started writing this post and then threw it away. It was all wrong. How can a white guy from a very white community reach out to the black community?

Then I got the wake up call. I published Overreacting Solves Nothing, where I attempt to calm the crowd after Trump won the election. A few days ago I was called out by a reader. SKG writes, “Easy for you to say not to overreact, you’re white. It’s a whole different story for people of color.” The gauntlet has been tossed and at the risk of coming across as a dick I have to reach out to this massive group of people filled with great pride in their heritage.

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